Appraisal services for Sewell and Gloucester County homeowners
See the top 7 reasons NJ homeowners need Preferred Appraisers, Inc.:
Own a house in or near Sewell, NJ and need help determining the value of it?
At Preferred Appraisers, Inc., we understand the special needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Preferred Appraisers, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.
Need to cancel PMI?
A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're experienced in helping clients just like you do away with unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other houses close to yours. This means you are probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Preferred Appraisers, Inc. is your strongest weapon.
Was your HELOC recently frozen?
If your home is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Preferred Appraisers, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for verity, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.