Attention homeowners: Real estate appraisal services for in Sewell and Gloucester County
See the top reasons NJ homeowners need Preferred Appraisers, Inc.:
Own a house in or near Sewell, NJ and need help deciding the price of it?
We at Preferred Appraisers, Inc. understand the special needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value report than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Preferred Appraisers, Inc. is seasoned in helping customers just like you do away with undesirable PMI insurance.
Challenging property tax assessments
If you live in a local area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Preferred Appraisers, Inc. is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
If your property is in a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Preferred Appraisers, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Preferred Appraisers, Inc. can We can assist you. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.